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Approved Financial Institutions

Attorney trust accounts must be held at one of Idaho’s approved financial institutions. To be approved, a financial institution must submit a signed ARTAO agreement to the Idaho State Bar.

ARTAO Agreement: The financial institution agrees to provide notice to the Idaho State Bar whenever any properly payable instrument is presented for payment against an attorney trust account containing funds insufficient to honor the instrument in full.

Unless otherwise exempt, attorneys must maintain IOLTA accounts at an eligible IOLTA financial institution that has submitted a signed IOLTA agreement to the Idaho State Bar.

IOLTA Agreement: The financial institution voluntarily agrees to offer IOLTA accounts that pay the highest interest rate or dividend generally available at the institution to other similarly situated accounts non-IOLTA accounts, deduct only allowable, reasonable service charges or fees from the IOLTA account, and report information specified by the Idaho Law Foundation on each IOLTA account at least quarterly.

For more information on trust accounts, refer to Idaho Bar Commission Rules, Section XIII – Trust Accounts.


List of Approved Financial Institutions

The following list includes all financial institutions that have been approved to offer trust accounts, including IOLTA accounts.

PLEASE NOTE that the Idaho State Bar is still in the process of collecting signed trust account agreements from Idaho’s financial institutions. If you currently hold your trust account at a financial institution not on this list, check-in with your financial institution and encourage them to return their signed agreement to the Idaho State Bar.

For more information about approved financial institutions, contact Annette Strauser or Carey Shoufler at (208) 334-4500.

  • 1st Security Bank of WA
  • Bank CDA
  • Bank of America
  • Bank of Commerce
  • Bank of Eastern Oregon
  • Bank of Idaho
  • Banner Bank
  • BMO Bank
  • Bright Bank
  • Capital Educators Federal Credit Union
  • Chase Bank
  • Citizens Community Bank
  • Columbia State Bank
  • Community First Bank
  • Cottonwood Community Federal Credit Union
  • D.L. Evans Bank
  • Farmer’s National Bank
  • First Federal Savings Bank
  • First Interstate Bank
  • Gesa Credit Union
  • Goldenwest Credit Union
  • Heritage Bank
  • Idaho Central Credit Union
  • Idaho First Bank
  • Idaho Independent Bank
  • Idaho Trust Bank
  • Inland Northwest Bank
  • Ireland Bank
  • Key Bank
  • Lewiston State Bank
  • Mountain America Credit Union
  • Mountain West Bank

  • Northwest Bank
  • Numerica Credit Union
  • P1FCU
  • Pinnacle Bank
  • Spokane Teachers Credit Union
  • Summit National Bank
  • Sunwest Bank
  • Twin River Bank
  • Umpqua Bank
  • US Bank
  • Washington Federal
  • Washington Trust Bank
  • Wells Fargo
  • Zions Bank
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